Cost Solutions and Insurance Plans for Residential Treatment
The typical image of a residential treatment center usually looks something like an Aaron Spelling drama, lush with palm trees, celebrities, and somewhere in Malibu. While those types of places do exist, residential treatment isn’t always as costly as what we see on TV.
Insurance to the Rescue!
Since the American Medical Association (AMA) declared that alcoholism is a disease, insurance companies have been fortunate enough to get on board in providing those wishing to seek treatment with the financial assistance they need.
Public and private health insurance companies may offer complete or partial coverage for various types of inpatient recovery programs. Insurance firms are now able to take on the responsibility of covering the costs of treatment, usually comprised of typical stages: Detox, Inpatient Rehab and Outpatient Rehab. Along with these standard stages of recovery come additional treatment plans, which may include individualized therapy or medication therapy. Thankfully, the Mental Health Parity Act of 2008 mandates insurance companies to balance drug and alcohol treatment for group plans.
Businesses now understand the issue of addiction and its affect on employees. Job turnaround, sick days, and new hires are all costly to companies, wishing to maintain healthy job support. Company plans for rehabilitation encourage workers to pursue treatment for a health condition that creates a serious drop in productivity at the workplace. Before the problem gets worse, it is suggested that individuals seek the help available to them, by consulting their supervisor or HR department.
Depending on the rehab program in question, there may be a sliding scale available to those clients who could use some additional financial support. Even if the residential treatment center is considered high end, there are often scholarships or price reductions available, upon further inquiry.
Free rehabilitation facilities offered by the state ensure available treatment for all parties wishing to enter an inpatient rehabilitation facility. The only requirement is that you qualify as a citizen and are willing to comply with the standards of the facility. These inpatient rehabilitation centers may house those wishing to defer judicial consequences, and those seeking affordable treatment solutions.
Whether it’s public, private or group insurance, the possibility of seeking treatment and enrolling in a drug rehabilitation program has never been greater. Today, there are many options toward finding the right treatment center to meet your financial needs.